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Travel Insurance Protection Worldwide by Travel Guard, Travel Insured and Allianz  Call for a Quote  1-888-666-7279
This is information that you need to know about travel and your need for Travel Insurance today.  And why you should always make it a part of your travel expenses especially traveling abroad. The likelihood that something may happen to you while on a trip, is unlikely.  However, if even the smallest problem occurs, a fall that breaks an arm or a leg, a car accident, nothing serious but it becomes a big problem when you seek medical attention.  Even worse, if someone should die while abroad, is a very serious problem, let alone the paperwork involved.  Know this....your U.S. insurance company doesn't cover you while traveling abroad unless you have travel insurance included in your health insurance policy, and you'll have to deal with that upon your return home. This is a fact of life today, and you need to be protected when traveling anywhere, especially abroad and even within the US.  
Travel insurance is a necessity especially when traveling to another country, so it is best to automatically consider it a part of your travel expenses.  Travel Insurance is inexpensive!  When you consider all of the benefits that you get from it, it is a small price to pay for the secure feeling of being protected while traveling.  Please review, if you think this cannot happen to you, and then think again!
    What you should know about travel insurance
  What's needed, what isn't needed travel insurance basics.
  Particular types of coverage needed while traveling to another country.
  Insurance coverage types that are a waste of money, and certainly don't benefit you
  What if you get sick, break an arm or leg or worse while traveling abroad?
  Free articles on traveling to another country - click for selections.
  What if you do have an emergency situation in a foreign country - you need to know.
Reasons you need insurance are: a travel mishap, stolen purse/wallet, a major catastrophe including mother nature.
Why You Need Travel Insurance Everywhere Worldwide          
Heaven forbid, if the accident is serious, or even a heart attack, and you need to be flown back home immediately for further treatment after being stabilized.  Well these things do happen, the odds are low, but can you afford to take that chance?  The answer is NO!  2010 was the perfect example of disaster while traveling to and in Europe.  The Iceland volcano erupted, and tens of thousands of people were left stranded without a hotel, without transportation in Europe, it was nightmare.  Then there were the Europe airline strikes, and European air controller strikes, that again totally throwing travel into a dizzy for people from every country traveling in/out of northern Europe.

There were earthquakes in Japan, totally interrupting travel on the Pacific Rim, and shattering earthquakes twice in Christchurch, New Zealand.  Or it can be as simple as a flight being late, and missing your connecting flight, and yes the travel insurance company will take care of all these flight during your travel until your return home.  Weather and mother nature are not ours to control and that is an
unknown factor at any given time that can throw your travel off.

Travel Insurance is a necessity for seniors especially those with pre-existing medical conditions.  This is most important, because as we grow older we're likely to have more health issues is a given, but with that said insurance is needed by everyone, from youths to elders that travel abroad for business, a holiday or school. 

You’ll find the best travel insurance packages to suit your needs from single trip coverage for individuals, families or groups, to multi-trip annual travel insurance policies for regular travelers, we offer a range of competitive product options that provides a higher level of travel insurance cover.

What you should know about travel insurance

This is similar in context as 'what you should know about food'.  Well, it's somewhat complicated in general, but very simple if you know the basics, and in the case of travel insurance -- it is a matter of knowing what the travel insurance plan really will do for you -- what is and what isn't covered.  That is the single most important equation in buying travel insurance.  Our Insurance plans are very reasonably priced, and we have several plans to cover your particular needs.

Realistic scenarios and why you need travel insurance - what does your insurance cover?
1. I'm only going on a high school graduation trip to Europe;  I'm young and healthy, I never get sick; and even if I should sprain an ankle -- what's the big deal? 

2. I'm only going to Mexico or Canada after all, I'm close enough to home if I have a problem, right?

3. Travel insurance is certainly cheap enough, and it wouldn't hurt to get it, but I'll pass this time!

4. You've decided that it is a good idea to buy some travel insurance after all, and the travel insurance web site said that you are fully covered for everything!  Well, I am covered for everything...right?

5. In 2010 tens of thousands of people are stranded in northern Europe, without hotels, without transportation because of the volcano eruption, are you going to be one of those in 2016?

6. In 2010 proved a record number of airline strikes, and air controller strikes in northern Europe again stranding thousands of people, do you really want to be one of those persons?

7. With numerous other worldwide natural disasters, terrorists are in the picture now, and just everyday situations that can and do happen can really mess up your vacation plans.  Be prepared, travel insurance is for travel and medical assistance and supplemental to your personal health and travel insurances.

Well...the above scenarios may make sense to the person thinking about insurance, and the odds are that you won't have any problems on your trip to another country including travel to Canada or Mexico from the US.  You're still thinking in the back of you mind that you really don't need travel insurance.  What are the odds after all - pretty big odds that nothing will occur while your on a trip?  Anyway, you have flight insurance! 

Well...that's where you'd better read the fine print and start asking some questions.  Because you are not covered for 'everything' with every travel insurance policy!  After all, the travel insurance coverage that will or will not cover you, to take care of any type emergency that could arise while on your trip - is for you! 
So check it out!  read on....
More reasons why You Should Buy Travel Insurance . . .
There are hundreds of circumstances that could cause clients to cancel their trip, return home early or force you to seek emergency medical treatment while traveling. To demonstrate the importance of purchasing travel insurance, and emergency travel services, here are 10 common examples of what could go wrong for your clients:

1. It's 10 p.m. and you and your immediate family arrive at the airport for a connecting flight, only to find that your flight has been cancelled. Who can assist you with finding new flights to get everyone home?

2. Your bag was lost with your insulin inside. You need help to locate your bag as soon as possible and have your emergency prescription filled. Who do you call?

3. Your first visit to Europe, and your passport and wallet are stolen. Where do you turn for emergency cash, and how will you get your passport replaced?

4. You're involved in an accident and adequate medical treatment is not available. Who will help arrange and pay for a medical evacuation?

5. If a family becomes seriously ill and you must cancel your trip, what happens to your non-refundable deposits or pre-payments?

6. You arrive in Jamaica and your luggage doesn't. If it's lost, who will help you find it? If it's delayed, who will pay for your necessities? If it's stolen, who will pay to replace it?

7. Your cruise line, airline or tour operator goes bankrupt. Who will pay for your non-refundable expenses? Who will help get you to your cruise or tour or back home?

8. You've lost your job, and cannot travel now, what to do?

9. Three weeks before your scheduled arrival, a terrorist incident occurs in the city to which you are planning to visit.  Who will pay if you want to cancel your trip? 

10. You are at a beach resort in North Carolina, and you are forced to evacuate due to an approaching hurricane.  Can you cancel the remainder of your trip, and who will help you evacuate and who will reimburse your lost vacation investment?  Certain restrictions apply.

What's needed, what isn't needed travel insurance basics
Your personal medical Insurance overall does not cover you when you leave your country of residence.  There are exceptions, but this is the first rule to follow, and that is contact your medical insurance broker and find out exactly what is and is not covered when your travel to another country.  To further elaborate - it's also important to tell your medical insurance broker exactly what countries that you'll be visiting.  Therefore, this is an important question to ask your regular medical insurance person first, and then the travel agent how your covered before you buy travel insurance.  Find out exactly what is and what isn't covered, and go from there to augment what you do need in the way of travel insurance.

Particular types of coverage that are needed while traveling to another country
These are important questions to ask the travel insurance company, they are needed in your coverage:

 1. The number one question -- trip cancellation insurance.  This can be costly to you if you don't have it.  If you've scheduled a trip or tour abroad, get this immediately.  If you're unable to go for any legitimate reason, you won't lose your trip transportation and accommodation costs, and this coverage is included in specific plans - not all plans.  Check the details on this coverage!

 2. The second most basic question is flight insurance - terms are fairly standard in the industry, but did you know that the million dollar flight policy that you bought, most likely will not pay your benefactor a million dollars if something happened to your flight?

 3. Does this travel insurance cover
DVT [deep-vein thrombosis] in layman's terms it's known as 'class coach syndrome' or deep-vein thrombosis?  This syndrome occurs on long overseas flights; it is very important information to know if you're covered?  Normally this is an irritating and uncomfortable situation, but on rare occasions - it can be fatal.  Exercise while flying will help, but, you can prevent this from happening - if you're aware of the condition and what to do to prevent it.

 4. Does your travel insurance cover a sudden re-occurring conditions?  Or pre-existing conditions.

 5. Does the policy cover emergency vehicle transportation, ambulances, air transport back to the US?  This is most important if you had a heart attack, a serious accident and or a death abroad.

 6. Does the insurance cover emergency services?  If I twist an ankle or break an arm or leg will this be covered? What do I do, and how do I contact the insurance company from abroad?

 7. Does this cover doctors, dentists and hospitals in the country that you are visiting?

 8. If I'm in a serious accident, and need long term hospitalization, will I be covered to be sent home?

 9. Does my insurance cover special transportation back home in critical situations?

10. Repatriation - if a illness or injury results in death, will it pay for expenses for Repatriation of bodily remains or ashes to the country of citizenship?

These are all important questions that you should know the answer to before leaving home, and have all the information at hand at all times while traveling.  Our Insurance partner covers all these issues and it will bring peace of mind to you that all will be taken care of while abroad in case of an emergency.

Experienced travelers understand the need to have travel insurance, because things do happen and you want to be covered when

traveling abroad, you don't speak the language, you don't know how to contact someone for help, it's simple basics, you need help.




Passports and Visa Services
  If You Need One of the Following US Passport Services, then VISIT your Local Post Office!


                       An Expedited Passport - New Passport - Renewed Passport - Visa - Get Info On This Page
Every man woman and child [includes infants] traveling in and out of the United States must have a passport, excluding Mexico and Canada. However, you'll still need a certified birth certificate and possibly another ID such as a drivers license to enter either country, and return to the United States. You can now go directly to your local US Post Office to get your passport, where it will be more secure than using 'Passport Services' and your private info going to them and who knows where from there!  Not all post offices offer this service, so call first to your local post office to check with them before making the trip there, and find out from there where your nearest Passport Service Post Office is!

        What is required for an United States Passport Application & Emergency Info - Read BELOW to find out

1. A Certified Copy of your Birth Certificate from the state of your birth, with the state seal on it, see the requirements and how to obtain your certificates quickly. 
2. Name Change - due to marriage - or divorce, you'll need certified copies of both your birth and marriage / divorce certificate/decree.  Other reasons for name change, you'll need other back-up identification such as a driver's license or other identifying documents that will show proof of your name prior to the name change.

3. Two identical photos are required - please see passport photo requirements

4. Stolen Passports - click for the US State Departments information on what to do.

5. Secure Passports - Documents - How to secure your passport and documents, as this is the  most important thing to do while traveling abroad or into another country. We offer Secure Passport Holders - just click How to Safeguard your passport and other important papers, jewelry, travelers checks and cash.

6. All Passport or Visa Requirement Information - all about all passport services, for a new passport service, all children [including babies traveling abroad, crossing country borders are required to have a passport now].  Do you have an expired passports? Most importantly...what to do if your passport is stolen or lost.


       Type of Passport or Visa Service Required

                     Select type service needed - click application for complete instructions and fees

New US Passport
 ● New First Time Passport - available in 1 to 3 business days.
 ● Rush New First Time Passport - available in 4 to 6 business days.
 Passport Renewal Services - Renewal Service
 ● Emergency Passport Renewal - available in 1 to 3 business days
 ● Rush Passport Renewal - available in 4 to 6 business days.
 ● Standard Passport Renewal - available in 7 to 10 business days.
Passport for Minor Services
 ● Emergency Child Passport - available in 1 to 3 business days.
 ● Rush Child Passport - available in 4 to 6 business days.
 ● Standard Child Passport.- available in 7 to 10 business days.
Emergency Lost or Stolen Passport - What to Do Should This Happen  
Please note:
that if your passport is lost or stolen abroad, you are not issued a permanent passport now!
 ● Replace Lost/Stolen Passport - available in 1 to 3 business days. 
 ● Replace Lost/Stolen Passport - available in 4 to 6 business days.
 ● Replace Lost/Stolen Passport.- available in 7 to 10 business days.
Passport - Name Change - Name Change - Data Correction - Limited Passport Replacement Form
 ● Emergency Passport Name Change - available in 1 to 3 business days.
 ● Rush Passport Name Change - available in 4 to 6 business days.
 ● Standard Passport Name Change.- available in 7 to 10 business days.
Add Pages to your Passport - If You Need Extra Pages for Your Passport
● Emergency Service - available in 1 to 3 business days
 ● Rush Service - available in 4 to 6 business days.
 ● Standard Service.- available in 7 to 10 business days.
Passport Status Online 24/7 - Your Passport Status Info ONLINE
 ● Travel Document Status Center - use your email sent to you or from the 'Order
    Confirmation' screen.
Travel Visa Services [for US Citizens requiring a visa to a foreign country] for ALL VISA SERVICES
Visa Services by A to Z Subject Index - Click HERE.

For Info on the Country that you'll be visiting, go directly to this INTERNATIONAL TRAVEL PAGE with Country Choices and follow these steps:
    1. Select the country that you'll be visiting in the 'DROP DOWN BOX' 
    2. Click on the country that you'll be visiting.  The country's information will appear, letting you know if a Visa is
        required or not. If visiting more than one country, check all the countries for specific information and Visa needs.
    3. If a Visa is required then, then click on the purpose 'Business' or 'Tourist' and
        proceed with online application forms and information from there.

What you'll need to send with an application for a Passport and or Visa

  Order your official birth certificate and/or marriage certificate here - if your passport is a name change due to marriage, you'll need a copy of that along with a birth certificate copy for passport application.
Find More Requirement Information about Passports or Visas below, or click on links.

  All about Passports, why you need one.
All about Passports from the US Dept. of State

  All about Visa Requirements for people traveling to the United States.
All about Visas from the US Dept. of State

  All about Children & Family Visa Requiarements US Government Website
Passports are required for all family members including infants.

  Passport Photo Requirements
Two [2] recent photos of yourself that are less than 6 months old are required.  The size must be exactly 2" x 2" in size.  The photo should show a clear, front view, full face of the customer. The dress should be in normal street attire.  No hats or dark glasses, and photo should be against a plain white or off-white background.  The customer should have a natural expression, mouth closed, and eyes open and looking directly ahead. If the persons face is not clear in the photo, and isn't in focus, the photo will not be accepted.  Go to the State Department site for more info.

  What requirements are needed to obtain a passport?
Depending upon which country that you are planning to visit, but most countries require a passport for entry into their country.  A passport is also required to re-enter the United States, or other countries as well.  In the case of Mexico or Canada, only a valid driver's license and a birth certificate will suffice as proof of your citizenship; however, since many countries require a passport and some a visa to gain entry to their country -  the United States State Department recommends that you carry a passport with you.  Check here for passport or visa or both
requirements by country.

  What requirements are needed to obtain a visa?
At minimum, the applicant will need a valid passport to obtain a visa.  When the visa is issued, the passport will be stamped indicating the visa was issued and expiration date of the visa.  Many countries require there be in excess of 6 months of validity on the passport before granting the visa.  

  Your passport expired several months ago -- can it be renewed?
You can renew your passport up to a certain point from the time it has expired.  Click here for options on renewal of an expired passport.

  Your passport has been stolen, you're in a foreign country -
Important what you need to know and what you should do? 
One very common problem is that of having a purse or wallet stolen, that contains a passport.  You'll need to go immediately to the American
Embassy or Consulate office closest to where you are staying, and report your Passport stolen. The American Embassy or Consulate will start an application process immediately to get you a new passport. Click for office locations worldwide, click on the country or countries that you are visiting, copy this information and take the information with you, and keep it in with your secure items on your trip.  Read on....

  What should I do first if someone steals my passport of visa, and who do I contact?
This is from the US Department of State on Emergencies and Crises - please print this information and keep it with you at all times.  Also, you
can register with the US Department of State that you are going abroad, and can then assist you in a case of emergency.  A person should also register here if they plan on residing temporarily or permanently abroad in the event of emergency situations. 
Millions of Americans travel abroad each year and have a great time without problems.  But, our U.S. embassies and consulates assist nearly
200,000 Americans each year who are victims of crime, illness, or accidents.  Or they assist family and friends needing to get in contact with an individual abroad with an emergency at home.  When emergencies happen, or a natural disaster strikes, or acts of terrorism or civil unrest strikes during your foreign travel, you need to be prepared.  The nearest U.S. embassy or consulate can be your source of assistance and information. 
By registering your trip, you help the embassy or consulate locate you when you might need them the most. Registration is voluntary, it's free, and should be a big part of your travel planning and security.  Be Prepared, copy and take this information with you!

  How can I safeguard my important documents such as my passport and travelers checks?
There are numerous secure and safe ways to carry your passport or visa, travelers checks and other important documents, including your
American Embassy and Consulate contact information.  From waist packs, to money belts, to arm or leg pockets, there are dozens of
possibilities for you to select from.  this is a personal preference, and what you'll be most comfortable wearing on your person.  It is important
that you keep your valuable papers with you at all times. 


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