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France, Europe, Worldwide
Travel Insurance
TRAVEL THE WORLD KNOWING THAT YOU ARE
PROTECTED!
PLEASE
TAKE A FEW MINUTES AND READ THIS IMPORTANT INSURANCE INFORMATION |
This is information that you need to know about
travel and your need for Travel Insurance today. And why you should always make it a part of
your travel expenses especially traveling abroad. The likelihood that something may happen to you while on a trip,
is unlikely. However, if even the smallest
problem occurs, a fall that breaks an arm or a leg, a car accident, nothing serious but it becomes a big problem when you seek
medical attention. Even worse, if someone should die while
abroad, is a very serious problem, let alone the
paperwork involved. Know this....your U.S.
insurance company doesn't cover you while traveling
abroad unless you have travel insurance included in your health
insurance policy, and you'll have to deal with that upon your
return home. This is a fact of
life today, and you need to be protected when
traveling anywhere, especially abroad and even within the US. |
Travel Insurance Protection Worldwide by Travel Guard, Travel
Insured and Allianz
Call for a Free Quote Today 1-888-666-7279
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| Travel insurance is a necessity
especially when traveling to
another country, so it is best to automatically consider it a
part of your travel expenses. Travel Insurance is
inexpensive!
When you consider all of the benefits that you get from it, it
is a small price to pay for the secure feeling of being
protected while traveling. Please review, if you think
this cannot happen to you, and then think again! |
► What you should know about
travel insurance.
►
What's needed, what isn't needed travel insurance
basics.
► Particular types of coverage needed while traveling to
another country.
► Insurance coverage types that are a waste of money, and certainly don't benefit you.
► What if you get sick, break an arm or leg or worse while
traveling abroad?
► Free articles
on traveling to another country - click for selections.
► What if you do have an emergency situation in a foreign country - you
need to know.
►
Reasons you need insurance
are: a travel mishap, stolen purse/wallet, a major catastrophe
including mother nature. |
Why You Need Travel Insurance
Everywhere Worldwide
Heaven forbid, if the accident is serious, or
even a heart attack,
and you need to be flown back home immediately for further
treatment after being stabilized. Well these things do
happen, the odds are low, but can you afford to take that
chance? The answer is NO! 2010 was the perfect
example of disaster while traveling to and in Europe. The
Iceland volcano erupted,
and tens of thousands of people were left stranded without a
hotel, without transportation in Europe, it was nightmare. Then
there were the Europe airline strikes, and European air
controller strikes, that again totally throwing travel into a
dizzy for people from every country traveling in/out of northern Europe.
There were earthquakes in Japan, totally interrupting travel on
the Pacific Rim, and shattering earthquakes twice in
Christchurch, New Zealand. Or it can be as simple as a
flight being late, and missing your connecting flight, and yes
the travel insurance company will
take care of all these flight during your travel until your
return home. Weather and mother nature are not ours to
control and that is an
unknown factor at any given time that can throw your travel off.
Travel
Insurance is a necessity for seniors especially those with
pre-existing medical conditions.
This is most important, because as we grow older we're likely to
have more health issues is a given, but with that said insurance
is needed by everyone, from youths to elders that travel abroad
for business, a holiday or school.
You’ll find the best travel
insurance packages to suit your needs from
single trip coverage for individuals, families or groups, to multi-trip annual travel insurance policies for regular travelers, we
offer a range of competitive product options that
provides a higher level of travel insurance cover. |
What you should know about
travel insurance
This is similar in context as 'what you should know about food'.
Well, it's somewhat complicated in general, but very simple if
you know the basics, and in the case of travel insurance -- it
is a matter of knowing what the travel insurance plan really
will do for you -- what is and what isn't covered. That is
the single most important equation in buying travel insurance.
Our Insurance plans are very reasonably priced, and we
have several plans to cover your particular needs.
Realistic scenarios and why you need travel insurance -
what does your insurance cover?
1. I'm only going on a high school graduation trip to
Europe; I'm young and healthy, I never get sick; and even if I should sprain an ankle -- what's the big deal?
2. I'm only going to Mexico or Canada after all, I'm
close enough to home if I have a problem, right?
3. Travel insurance is certainly cheap enough, and it
wouldn't hurt to get it, but I'll pass this time!
4. You've decided that it is a good idea to buy some travel
insurance after all, and the travel insurance web site said that you are fully covered for everything!
Well, I am covered for everything...right?
5. In 2010 tens of thousands of people are stranded in northern
Europe, without hotels, without
transportation because of the volcano eruption, are you going to be one of those
in 2011?
6. In 2010 proved a record number of airline strikes, and air
controller strikes in northern Europe
again stranding thousands of people, do you really want to be
one of those persons?
Well...the above scenarios may make sense to the person thinking
them, and the odds are that you won't have any problems on your
trip to another country [this does include travel to Canada or
Mexico from the US]. You're still thinking in the back of you mind
that you really don't need travel insurance. What are the odds
after all - pretty big odds that nothing will occur while your
on a trip? Anyway, you have flight insurance!
Well...that's where you'd better read the fine print and start
asking some questions. Because you are not covered for
'everything with every travel insurance policy! After all, the
travel insurance coverage that will or will not cover you, to take care of any type emergency that could arise while on your
trip - is for you! So check it out!
read on....
More reasons why You Should Buy
Travel Insurance . . .
There are hundreds of circumstances that could cause clients to
cancel their trip, return home early or force you to seek
emergency medical treatment while traveling. To demonstrate the
importance of purchasing travel insurance, and emergency travel
services, here are 10 common examples of what could go wrong for
your clients:
1. It's 10 p.m. and you and your immediate family arrive at the
airport for a connecting flight, only to find that your flight
has been cancelled. Who can assist you with finding new flights
to get everyone home?
2. Your bag was lost with your insulin inside. You need help to
locate your bag as soon as possible and have your emergency
prescription filled. Who do you call?
3. Your first visit to Europe, and your passport and wallet are
stolen. Where do you turn for emergency cash, and how will you
get your passport replaced?
4. You're involved in an accident and adequate medical treatment
is not available. Who will help arrange and pay for a medical
evacuation?
5. If a family becomes seriously ill and you must
cancel your trip, what happens to your non-refundable deposits
or pre-payments?
6. You arrive in Jamaica and your luggage doesn't. If it's lost,
who will help you find it? If it's delayed, who will pay for
your necessities? If it's stolen, who will pay to replace it?
7. Your cruise line, airline or tour operator goes bankrupt. Who
will pay for your non-refundable expenses? Who will help get you
to your destination?
8. You've lost your job, and cannot travel now, what to do?
9. Three weeks before your scheduled arrival, a terrorist
incident occurs in the city to which you are planning to visit. Who will pay if you want to cancel your trip?
10. You are at a beach resort in North Carolina, and you are
forced to evacuate due to an approaching hurricane. Can
you cancel your trip, and who will
help you evacuate and who will reimburse your lost vacation
investment?
Certain restrictions apply.
What's needed, what isn't needed travel insurance
basics
Your personal medical Insurance overall does not cover you when
you leave your country of residence. There are exceptions,
but this is the first rule to follow, and that is contact your
medical insurance broker and find out exactly what is and is not
covered when your travel to another country. To further
elaborate - it's also important to tell your medical insurance
broker exactly what countries that you'll be visiting. Therefore, this is an important question to
ask your regular medical insurance person first, and then the travel
agent how your covered before you buy travel insurance. Find out
exactly what is and what isn't covered, and go from there to
augment
what you do need in the way of travel insurance.
Particular types of coverage that are
needed while traveling to another country
These are important questions to ask the travel insurance
company, they are needed in your coverage:
1. The number one question -- trip cancellation insurance. This can
be costly to you if you don't have it. If you've scheduled a trip or tour abroad, get this
immediately. If you're unable to go for any legitimate reason, you won't lose your trip transportation and accommodation
costs, and this coverage is included in specific plans - not all
plans. Check the details on this coverage!
2. The second most basic question is flight insurance - terms are fairly
standard in the industry, but did you know that the million dollar flight policy that you
bought, most likely will not pay your benefactor a million dollars if something happened to your flight?
3. Does this travel insurance cover
DVT
[deep-vein
thrombosis]
in
layman's terms it's known as 'class coach syndrome' or deep-vein
thrombosis? This syndrome occurs on long overseas flights; it is
very important information to know if you're covered? Normally this is an irritating and uncomfortable
situation, but on rare occasions - it can be fatal.
Exercise while flying will help, but, you can
prevent this from happening - if you're
aware of the condition and what to do to prevent it.
4. Does your travel insurance cover a sudden re-occurring conditions?
Or pre-existing conditions.
5. Does the policy cover emergency vehicle transportation, ambulances,
air transport back to the US? This is most important if
you had a heart attack, a serious accident and or a death
abroad.
6. Does the insurance cover emergency services? If I twist an ankle
or break an arm or leg will this be covered? What do I do, and how do I contact the
insurance company from abroad?
7. Does this cover doctors, dentists and hospitals in the country that
you are visiting?
8. If I'm in a serious accident, and need long term hospitalization, will
I be covered to be sent home?
9. Does my insurance cover special transportation back home in critical
situations?
10. Repatriation - if a illness or injury results in death, will
it pay for expenses for Repatriation of bodily remains or ashes to the country of
citizenship?
These are all important questions that you should know the
answer to before leaving home, and have all the information at
hand at all times while traveling. Our Insurance
partner covers all these issues and it will bring peace of mind
to you that all will be taken care of while abroad in case of an
emergency.
Experienced travelers understand the need to have travel
insurance, because things do happen and you want to be covered
when
traveling abroad, you don't speak the language, you don't know
how to contact someone for help, it's simple basics, you need
help.
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Passports and Visa Services
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If You Need One of the Following US
Passport Services, then VISIT your Local Post Office!
An Expedited Passport - New Passport - Renewed
Passport - Visa - Get Info On This Page
Every man woman and child [includes infants]
traveling in and out of the United States must have a passport,
excluding Mexico and Canada. However, you'll still need a certified birth
certificate and possibly another ID
such as a drivers license to enter either country, and return to the United
States. You can now go directly to your local US Post Office to get your
passport, where it will be more secure than using 'Passport Services' and your
private info going to them and who knows where from there! Not all
post offices offer this service, so call first to your local post office to
check with them before making the trip there, and find out from there where your
nearest Passport Service Post Office is!
What is required for an United States Passport
Application & Emergency Info - Read BELOW to find out
1. A Certified Copy of your
Birth Certificate from the state of your birth, with the state seal on it, see the requirements and
how to obtain
your certificates quickly.
2. Name Change - due to marriage - or divorce, you'll need certified
copies of both your birth and marriage / divorce
certificate/decree. Other reasons for name
change, you'll need other back-up identification such as a driver's license or
other identifying
documents that will show proof of your name prior to the name change.
3. Two identical photos are required - please see
passport photo requirements.
4. Stolen Passports - click for the US
State Departments information on what to do.
5. Secure Passports - Documents - How to
secure your passport and documents, as this is the most important thing to do
while
traveling abroad or into another country. We offer Secure Passport Holders - just click
How to Safeguard
your passport
and other important papers, jewelry, travelers checks and cash.
6. All Passport or Visa Requirement Information - all
about all passport services, for a new passport service, all children
[including babies
traveling abroad, crossing country borders are required to have a passport now]. Do
you have an expired
passports? Most importantly...what to do if your passport is stolen or
lost. |
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Type of Passport or Visa Service Required
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VIEW ALLTRAVEL.STATE.GOV
PASSPORT INFORMATION |
Select type service needed - click application for complete instructions and fees
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New US Passport
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New First Time Passport - available in 1 to 3
business days.
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Rush New First Time Passport - available in 4 to 6 business
days. |
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Passport Renewal
Services
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Renewal Service
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Emergency Passport Renewal - available in 1 to 3 business
days
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Rush Passport Renewal - available in 4 to 6 business days.
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Standard Passport Renewal - available in 7 to 10 business
days. |
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Passport
for Minor Services
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Emergency Child Passport - available in 1 to 3 business
days.
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Rush Child Passport - available in 4 to 6 business days.
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Standard Child Passport.- available in 7 to 10 business
days. |
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Emergency Lost or
Stolen Passport
-
What to Do Should This Happen
Please note:
that if your passport is lost or stolen abroad, you are not
issued a permanent passport now!
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Replace Lost/Stolen Passport - available in 1 to 3 business
days.
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Replace Lost/Stolen Passport - available in 4 to 6 business
days.
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Replace Lost/Stolen Passport.- available in 7 to 10 business
days. |
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Passport - Name
Change -
Name Change - Data Correction - Limited Passport Replacement
Form
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Emergency Passport Name Change - available in 1 to 3
business days.
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Rush Passport Name Change - available in 4 to 6 business
days.
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Standard Passport Name Change.- available in 7 to 10
business days. |
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Add Pages to your
Passport -
If You Need Extra Pages for Your Passport
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Emergency Service - available in 1 to 3 business days
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Rush Service - available in 4 to 6 business days.
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Standard Service.- available in 7 to 10 business days. |
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Passport Status
Online 24/7 -
Your Passport Status Info ONLINE |
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Travel Document Status Center - use your email sent to you
or from the 'Order
Confirmation' screen. |
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Travel Visa
Services [for US Citizens requiring a visa to a foreign country]
for
ALL VISA SERVICES |
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Visa Services by A to Z Subject Index -
Click HERE.
For Info on the Country that you'll be visiting, go directly to
this
INTERNATIONAL TRAVEL PAGE with Country Choices and
follow these steps:
1. Select the country that you'll be visiting in the 'DROP
DOWN BOX'
2. Click on the country that you'll be visiting. The
country's information will appear, letting you know if a Visa is
required or not. If visiting more
than one country, check all the countries for specific
information and Visa needs.
3. If a Visa is required then, then click on the purpose
'Business' or 'Tourist' and
proceed with online application forms and information
from there. |
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What you'll need
to send with an application for a Passport and or Visa
►
Order your
official birth certificate and/or marriage certificate here - if
your passport is a name change due to marriage, you'll need a copy of that along with a birth
certificate copy for passport application.
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Find More
Requirement Information about Passports or Visas below, or click on
links.
►
All about Passports, why you need one.
All about Passports from the US Dept. of State
►
All about Visa Requirements for people traveling to the United
States.
All about Visas from the US Dept. of State
►
All about Children & Family Visa Requiarements US Government
Website
Passports are required for all family members including infants.
►
Passport Photo Requirements
Two [2] recent photos of yourself that are less than 6
months old are required. The size must be exactly 2" x 2" in size. The photo should show
a clear, front view, full
face of the customer. The dress should be in normal street attire. No hats or dark glasses, and photo should
be against a
plain white or off-white background. The customer should have a natural expression, mouth
closed, and eyes open and looking directly ahead. If the persons face is not clear in the photo, and
isn't in focus, the photo will not be accepted.
Go to the State Department site for more info.
►
What requirements are needed to obtain a passport?
Depending upon which country that you are planning to visit, but
most countries require a passport for entry into their country. A passport is also
required to re-enter
the United States, or other countries as well. In the case of Mexico or Canada, only a valid driver's
license and a birth
certificate will suffice as proof of your citizenship; however, since many countries require a
passport and some a visa to gain entry to their
country - the United States State Department recommends
that you carry a passport with you.
Check here for passport or visa or both
requirements by country.
►
What requirements are needed to obtain a visa?
At minimum, the applicant will need a valid passport to obtain a
visa. When the visa is issued, the passport will be stamped indicating the visa
was issued and
expiration date of the visa. Many countries require there be in excess of 6 months of validity on the passport
before granting the visa.
►
Your passport expired several months ago -- can it be renewed?
You can renew your passport up to a certain point from the time
it has expired.
Click here for options on
renewal of an expired passport.
►
Your passport has been stolen, you're in a
foreign country -
Important
what you need to know and what you should do?
One
very common problem is that of having a purse or wallet stolen, that contains a passport. You'll need to go immediately to the American
Embassy or Consulate office closest to where you are staying, and report your Passport stolen. The
American Embassy or Consulate will start
an application process immediately to get you a new passport.
Click for office
locations worldwide, click on the country or countries that you are
visiting, copy this
information and take the information with you, and keep it in with your secure items on your trip. Read on....
►
What should I do first if someone steals my passport of visa, and who
do I contact?
This is from the
US Department of State on Emergencies and Crises - please
print this information and keep it with you at all times. Also, you
can register with the US
Department of State that you are going abroad, and can then assist you in a case of emergency. A person
should also
register here if they plan on residing temporarily or permanently abroad in the event of
emergency situations.
Millions of
Americans travel abroad each year and have a great time without
problems. But, our U.S. embassies and consulates assist nearly
200,000 Americans each year
who are victims of crime, illness, or accidents. Or they assist family and friends needing to get in
contact with an
individual abroad with an emergency at home. When emergencies happen, or a natural disaster
strikes, or acts of terrorism or civil unrest strikes during your foreign travel, you need to be
prepared. The nearest U.S. embassy or consulate can be your source of assistance and information.
By
registering your trip, you help the embassy or consulate locate you when you might need them the most.
Registration is voluntary, it's free,
and should be a big part of your travel planning and security. Be
Prepared, copy and take this information with you!
►
How can I safeguard my
important documents such as my passport and travelers checks?
There are numerous secure and safe ways to carry your passport or
visa, travelers checks and other important documents, including your
American Embassy and Consulate
contact information. From waist packs, to money belts, to arm or leg pockets, there are dozens of
possibilities for you to select from. this is a personal preference, and what you'll be most comfortable
wearing on your person. It is important
that you keep your valuable papers with you at all times. |
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available on or through any such site or
resource.
French-At-A-Touch.com disclaims all
warranties of any kind, express or
implied, including without limitation
any warranty of merchantability, fitness
for a particular purpose or
non-infringement for goods, services and
advice you receive from or through
linked sites and it makes no warranty or
representation regarding the accuracy or
reliability of any information obtained
from or through sites linked to
French-At-A-Touch.com, regarding any
goods or services purchased or obtained
from or through linked sites and
regarding any transactions entered into
through the services of sites linked to
French-At-A-Touch.com’s services or that
such services will meet any user’s
requirements, be uninterrupted, timely,
secure or error free. Applicable law
may not allow the exclusion of implied
warranties, so the exclusion may not
apply to you.
Miscellaneous
Without limiting any of the foregoing,
under no circumstances shall
French-at-a-touch.com be held liable for
any delay or failure in performance
resulting directly or indirectly from
acts of nature, forces, or causes beyond
its reasonable control, including,
without limitation, Internet failures,
computer equipment failures,
telecommun-ication equipment failures,
other equipment failures, electrical
power failures, strikes, labor disputes,
riots, insurrections, civil
disturbances, shortages of labor or
materials, fires, floods, storms,
explosions, acts of God, war,
governmental actions, orders of domestic
or foreign courts or tribunals,
non-performance of third parties, or
loss of or fluctuations in heat, light
or air conditioning.
Jurisdiction
This Agreement shall be governed and
construed in accordance with the laws of
the State of Tennessee applicable to
agreements made and to be performed in
Tennessee. If for any reason a court of
competent jurisdiction finds any
provision or portion of this agreement
to be unenforceable, the remainder of
the agreement will continue in full
force and effect.
French-at-a-touch.com website's
text, graphics, images, visual designs
and all content of this website are
copyrighted.
You agree that any legal action or
proceeding between French-at-a-touch.com
and you for any purpose concerning this
Agreement or the parties' obligations
hereunder shall be brought exclusively
in a federal or state court of competent
jurisdiction sitting in the county of
Knox, State of Tennessee.
This agreement constitutes the entire
agreement between the parties with
respect to the subject matter hereof and
supersedes and replaces all prior or
contemporaneous understandings or
agreements, written or oral, regarding
such subject matter. Any waiver of any
provision of this agreement will be
effective only if in writing and signed
by an owner of French-at-a-touch.com. |
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PRIVACY POLICY
GENERAL
French-at-a-touch.com website,
may collect personally
identifiable information, such
as your e-mail address, name,
home or work address, telephone
numbers and anonymous
demographic information that is
not unique to you, such as your
zip code, age, gender,
preferences, interests and
favorites. Information about
your computer hardware and
software may also be collected.
Such information can include
your IP address, browser type,
domain names, access times and
referring Web site addresses.
The
above information is used to
provide general statistics
regarding this site. It may
also be used to contact you to
conduct research about your
opinion of current services or
of potential new services and
special travel options that may
be offered.
French-at-a-touch.com does not
sell, rent or lease its customer
email or information to third
parties.
French-at-a-touch.com will
disclose your personal
information, without notice,
only if required to do so by law
or in the good faith belief that
such action is necessary to:
-
Conform to the edicts of the
law or comply with legal
process served on the site;
-
Protect and defend the
rights or property of
French-at-a-touch.com; and
-
Act under exigent
circumstances to protect the
personal safety of user of
French-at-a-touch.com or the
public.
COOKIES
French-at-a-touch.com does not
currently use
cookies.
SITE DISCLAIMER
Please
review French-at-a-touch.com's
Website
User Agreement [Site
Disclaimer].
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WE NO LONGER ACCEPT LINK
EXCHANGES - DUE TO ABUSE, THANK
YOU!
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We do not allow any
adult type sites,
gambling, games,
fraudulent schemes,
products or sites that
are of a questionable or
of an objectionable
nature for viewers of
any age. We understand
that as websites go out
of business, other less
reputable entities may
purchase the domain name
and put trash on these
websites. If you should
come across any
objectionable site,
please
contact us
with the page link and
the link in question,
and it will be
removed.
PLEASE NOTE INFO
REGARDING LINK
EXCHANGES:
Link Exhange
Please note that due
to the fact that our
information box has been
terribly abused, we have
taken our general
contact information box
off the website. We can
no longer respond to
general information
requests regarding
regional and/or other
specific information on
French at a touch.com.
We are NOT accepting
link exchanges at this
time, nor have we
accepted link exchanges
for the last few years,
and we still get abusive
junk and spam, so please
do not request a link
exchange, the response
will go unanswered and
into the junk folder. We
are a full service
travel agency, not a
full-time web developer
or information service
website.
However please be
assured that your tour
information requests
will be answered. For
info regarding our
France and other
European Tours and
Travel Package trips,
just
click here,
and you can contact us
directly regarding a
specific pass, tour,
class groups or club
groups, and other custom
travel itinerary or tour
package travel related
questions. Thank you !
For those spammers
that want to take the
time to fill the info
forms out, that's fine,
and that email will be
turned over to the US
Gov office for website
abusive emails.
Thank YOU!
French-at-a-touch.com
Management |
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